Pension and 401(k) Consulting

 

The Cooper Scoggin Financial Strategies Group of Wells Fargo Advisors helps create customized pension and 401(k) plans for small to mid-size companies, professional groups, and associations. We provide independent and objective guidance to those who are in charge of managing their organizations retirement plan. Our associate and Managing Director-Investments Duane Cooper CFP® has been helping retirement plan sponsors since he first started in the business in 1977.  Over the last 35 years we have continued to build on our great reputation with integrity, evolving our knowledge base to provide our client base the experience they rely on, and always holding ourselves accountable to our clients.

With the pension and 401(k) market constantly evolving, business owners and management are faced to keep up with new regulations and practices to remain in good health. We believe healthy plans help create retirement ready employees and as importantly help maximize protection for ownership. Our focus is to align ourselves with existing pension and 401(k) plans so we can help clients navagiate through the plan design process to ongoing administratrative services with ownership and employees.

The Cooper Scoggin Financial Strategies Group is a part of the Wells Fargo Advisors Retirement Plan Advisor Program (RPAP) which is reserved specifically for advisors with the firm that have demonstrated extensive experience in helping businesses design, build, administer and review their company's retirement plan. There are only 200 advisors out of over 15,000 advisors in the firm included in this program.

We offer current and prospective clients vast pension and 401(k) services. If you're looking to create a new pension, execuitive deferred compensation, and or 401(K) plan; or if you already have one in place, we provide the consulting services that you need.

 

Investment Selection and Monitoring                                                                                                                      

  • Custom Pension Portfolio Management
  • Investment Philosophy Statement Development and Review (IPS)                                  
  • Investment Menu Design
  • Investment Manager/Mutual Fund Search and Evaluation
  • QDIA Selection/Review
  • Ongoing Performance Monitoring
  • Independent Third Party Analysis

Fiduciary Oversight                                                                        

  • Plan Design Consulting
  • Benchmarking
  • Plan Cost Analysis/Full Fee Disclosure
  • Fee Analysis and Benchmarking
  • Plan Vendor Evaluation/Search
  • Plan Review
  • Vendor Negotiation
  • 3(21) and 3(38) Co-Fidicuiary Status (Third Party)

Employee Education Program                                                                  

  • One-to-one guidance
  • Employee Education Meetings
  • Pre-Retiree Workshops
  • Market Updates
  • Investment Planning
  • Estate Planning Strategies

Wells Fargo Advisors and its financial advisors provide non-fiduciary services only. They do not provide investment advice [as defined under the Employee Retirement Income Security Act of 1974 as amended ("ERISA")], have any discretionary authority with respect to the plan, make any investment or other decisions on behalf of the plan, or otherwise take any action that would make them fiduciaries to the plan under ERISA.

401(k) Advisory Experience

401 (k) Advisory Experience chart